Health Care


Gateway Pundit with social media showing the senator’s comments.

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Insurers will increase premiums next year from a range of 36 to 41 percent for midlevel insurance plans. For all plans, premiums are expected to rise a range of 17 to 49 percent.

. . .

Franchini says that instability of the exchanges is the main reason insurers want premium rate increases. By raising premiums, insurers can be more confident about participating in Obamacare if the extra cash can insulate them from major financial losses.

In addition, Franchini says premiums are going up because not enough people are purchasing insurance through the exchanges.

That’s John Franchini, the state’s insurance superintendent. Here.

 

Reading through their agenda, I conclude its the same old crap. More government control, rules, and bureaucracy. And, the results will be the very results they say they are trying to fix. For example, their first issue complains about special interests and so-called the rich getting the benefits of government largess. But, any legislation or regulatory change involves the input of special interests. In fact, Democrats welcome special interests to provide expertise in writing legislation. They are the experts and that’s why they’re involved. The Democrats invite the special interests that fit their agenda to help who then tilt the legislation to their benefit. The result is more bureaucracy and more complexity in the lives of the middle class they say they are trying to help. How much record-keeping do we already have for taxes, medical care, and on and on? Well, that is the result of the very government Democrats are pushing.

How about this:

Our plan for A Better Deal starts by creating millions of good-paying, full-time jobs by directly investing in our crumbling infrastructure and prioritizing small business and entrepreneurs, instead of giving tax breaks to special interests.

How are they going to “creating millions of good-paying, full-time jobs” Well, that crumbling infrastructure is located in states that have been run by Democrats, with an occasional Republican elected such as NY, NJ, CA, IL. The fiscal problem at the state level is that government employee pensions, public education, and Medicaid have consumed their budgets, leaving little budget dollars left for infrastructure. Having the federal government spend on infrastructure relieves the state governors, legislators, and judges of being responsible for the infrastructure in their states. No real reform here.

Next, “prioritizing small business and entrepreneurs, instead of giving tax breaks to special interests.” is funny because “small business” and “entrepreneurs”, from a political perspective, are special interests. “prioritizing” means giving special treatment to special interests. Democrats just hide it from the public by burdening firms with the rules then we get ticked off at the firms for acting the way they do.

Here’s another: “We will crack down on monopolies and the concentration of economic power that has led to higher prices for consumers, workers, and small business”. The monopolies in the economy are the federal, state, and local governments. Further, firms cannot raise their prices. The prices of products and services that are rising faster then general inflation are those with heavy government involvement such as college tuition and public education.

Another problem with their approach is that all this activity interferes with the peaceful, voluntary actions of the American people interacting with each other and others across borders. That interference tilts the playing field because that is how the Democrats view everything. In Progressivism, someone must lose for someone else to win.

Next, their plan “provides new tax incentives to employers that invest in workforce training and education and make sure the rules of the economy support companies that focus on long-term growth, rather than short-term profits.” That means more paperwork, meetings, and time taken away from concentrating resources on doing the work for the customers of the firm. As well, firms have strategies for the short, medium, and long terms. They may not be completely filled out, but that is not possible because the future is unknown. The details get filled in as more information is available and more knowledge acquired. That’s why 10 or 20 years plans are nonsense.

The funny thing is, if a firm invests for the long-term, the results might pay off in government antitrust action against it, see Amazon.com. They invested for the long-term by keeping the retail prices low to build market share. But, Democrats want congressional hearings on its proposed acquisition of Whole Foods Market Inc. So the people at Amazon.com invested for the long-term and they get rewarded with congressional hearings. That makes no sense unless of course the hearings are for show and graft. Ahhh, graft. Squeeze a firm so its employees make financial contributions to the party.

And let’s not forget the mess the Democrats created in the health insurance market with Obamacare — monthly premiums higher, deductibles, higher, insurers leaving markets. So all in all, the Democrats are pulling the same stunts they always do.

Wall Street Journal:

Major health insurers in some states are seeking increases as high as 30% or more for premiums on 2018 Affordable Care Act plans, according to new federal data that provide the broadest view so far of the turmoil across exchanges as companies try to anticipate Trump administration policies.

Increases in health insurance premiums and deductibles rested squarely on the Democrats’ Affordable Care Act (ACA, aka Obamacare).

Now that President Trump and Congressional Republicans attempted and failed to repeal and replace Obamacare, facts and reality are forcing the blame for the increases to be spread to them. So now Republicans share the blame with the Democrats.

Failure was not an option for President Trump and Republicans, and now we see the consequences of failure.

I agree with Peter Suderman on achieving nothing. Well, they showed they didn’t agree  on enough and they weren’t up to the challenge.

He further asserts that they also failed to establish a shared vision on health care policy.

What Republicans—and Democrats and independents and anyone else interested in a health care system that is more fair, more effective, and less expensive—need to do, then, is what they have largely failed to do for so many years: Start from the ground up, think comprehensively about the health system as a whole, develop a vision, and then debate and defend plans and policies that would bring us closer to it.

Its not that they had no thoughts. Most conservatives and Republicans supported expanded Health Savings Accounts (HSA), giving more control of Medicaid to state governments, repealing Obamacare entirely, and introducing more competition into the insurance market. But it didn’t fit together as an integrated whole.

And how about these items from Suderman:

. . . encouraging supply-side innovations, emphasizing cost reductions instead of subsidies, seeding the idea that insurance is financial protection rather than health care, emphasizing aid to the poor and needy rather than comprehensive universal coverage, focusing on eliminating fragmentation and favoritism in a system that for decades has been defined by it.

They didn’t think about health care from the ground up. They had an opportunity for years to develop what the health care industry ought to look like; how to de-control it.

ANSWER: BY NOT BEING TARRED AND FEATHERED WHEN THEY START TO OVERREACH.

Government cruelty continues:

Republican lawmakers have blocked a vote on a bill that would have allowed Veterans Affairs doctors to recommend medical marijuana as a pain treatment in states where the drug is legal.

We, the people, need options to live our lives as best we can. Preventing veterans from using medical marijuana limits those options. FAIL.

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